CV05-00030 - Tender of Defense to P&C Insurance

Bobby N. Harmon, CPCU, ARM

April 26, 2005

VIA facsimile @ (808) 585-3513

and e-mail: alison.quinlivan@marsh.com

Edwina Clarke, President

P&C Insurance Company, Inc.

c/o Alison Quinlivan

Marsh Management Services

745 Fort Street, Suite 800
Honolulu, Hawaii 96813

RE: Tender of Defense - Mary Lou Woo v. Harmon - CV05-00030-DAE-KSC

Dear Ms. Clarke:

This is to inform you that I have not yet received a response from the Claims Administrator for P&C Insurance Company, Inc. (“P&C”) to my previous Tenders of Defense dated March 7 and April 20, 2005, which were sent to the attention of your Board of Directors. Therefore, I am sending this follow-up notice to your attention, and request that this Notice of Claim be given your immediate attention and response. Additional background information regarding this matter can be found at the following internet addresses:

www.the-catbird-seat.net/CV05-00030-Woo-vs-Harmon.htm

www.the-catbird-seat.net/Claim-Island-9-23-4.htm

www.the-catbird-seat.net/Claims-Branch-P-C.htm

I respectfully request that you, as president of this captive insurance company, personally acknowledge receipt of this claim, and that you arrange for an independent, authorized claims representative for P&C Insurance Company to contact me right away for additional information and to arrange for the immediate appointment of an attorney to defend me in this case.

Very truly yours,

Bobby N. Harmon, CPCU, ARM

cc: Dee Jay Mailer, CEO, Kamehameha Schools

(via fax @ 808-523-6313)

Edwina Clarke, Treasurer, Kamehameha Schools

(via fax @ 808-523-6313)

J.P. Schmidt, Hawaii Insurance Commissioner

(via fax @ 808-586-2806)

Craig Watanabe, Hawaii Insurance Division, Captive Branch

(via fax @ 808-586-0987 and Email: captiveins@dcca.hawaii.gov)

Amberle I. Masuda, Chief Investigator, Hawaii Insurance Division

(via fax @ 808-585-2806)