To:                Mr. Roy Hughes, Esq.

Fax:              (808) 521-7489

Phone:         (808) 526-9744

Pages:         3, including this cover sheet.

Date:            May 28, 2003

RE:               Bobby Harmon - Arbitration

Dear Roy:

As I have not heard from Island Insurance as yet, I am transmitting the AAA’s letter of May 27, 2003 to you. Would you please relay this on to Island’s Claims Department.

Please point out to Island that the Response Date to this letter is on or before June 6^th. I would hope that Island can arrange for an attorney to assist in the response in time to meet this deadline.

If you would like for me to deal directly with Island Insurance on this matter, please so advise and let me know their fax number.

Thanks for your assistance.

– Bobby N. Harmon

This is a leaf from

Claims By Harmon

To go to the top of the tree

The Catbird Seat