Bobby N. Harmon, CPCU, ARM




October 8, 2004

VIA facsimile @ (808) 531-0053

& e-mail: tmullen@johnmullen.com

Mr. Terry Mullen, CEO/President

John Mullen & Company, Inc.

677 Ala Moana Blvd, Suite 910

Honolulu, HI 96813

 

RE:     First Notice of Claim - John Mullen & Company, Inc.; Zurich Financial Services, et al.

Mary Lou Woo, Trustee v. Bobby N. Harmon - AAA Case No. 74-166-00491-03 JAFA


Dear Mr. Mullen:


In your dual capacity as the independent Claims Adjuster for P&C Insurance Company, Inc., and as a Defendant in my RICO lawsuit which resulted in a Settlement Agreement which became an issue in the subject arbitration case, this is a Notice of Claim against John Mullen & Company, Inc., and Zurich Financial Services, et al., for racketeering, bad faith, tax fraud, mail fraud, wire fraud, conspiracy to commit fraud, obstruction of justice, and other wrongful acts arising from the referenced arbitration case.


In a facsimile dated April 6, 2002, addressed to Steven Guttman, Matt Tsukazaki and Susan Tius, my former attorney, Bradley Tamm, attached a copy of my letter to Gregory Dunn dated March 30, 2002, and stated:

 

“TRANSMITTED HEREWITH IS A COPY OF A LETTER RECENTLY RECEIVED FROM MR. HARMON. APPARENTLY, HE IS SENDING NEARLY IDENTICAL LETTERS TO ALL OF US.

 

“I WOULD REQUEST THAT MR. TSUKAZAKI RELEASE TO ME A COPY OF ANY SIMILAR LETTERS SENT TO HIM, MS. TIUS, OR BISHOP ESTATES. I BELIEVE WE SHOULD ALL COOPERATE IN EXCHANGING SUCH INFORMATION FOR OUR MUTUAL BENEFIT AND THE PRESERVATION OF OUR CARRIER’S INTERESTS.”


In my List of Witnesses for the referenced Arbitration Case, I had included the following three Witnesses, among others:


TERRY MULLEN

CEO/President, John Mullen & Co., Party to the Settlement Agreement.


John Mullen & Company

P.O. Box 2096

Honolulu, HI 96803


This witness is expected to testify as to the facts and circumstances leading to the Agreement, as related to their role as the independent claims adjuster for P&C Insurance Company, Inc.; tax-related issues.


CLYDE MARK

President of P&C Insurance Company, Inc.


Kamehameha Schools

567 S. King Street

Suite 310

Honolulu, HI 96813


This witness is expected to testify as to the fact of whether or not he is a licensed Claims Adjuster for P&C Insurance Co., Inc.; provide signed copy of P&C’s Indemnity Agreement with Harmon; testify whether or not he submitted my tender of defense in this case to P&C’s Professional Liability Carrier, and, if not, why not.


MATT A. TSUKAZAKI, Esq.

Attorney for Kamehameha Schools and P&C Insurance Company; purported Claims Adjuster for P&C Insurance Company, Inc. and other unnamed insurance companies.


700 Bishop Street

15th Floor

Honolulu, HI 96813


This witness is expected to testify as to the fact of whether he is a licensed Claims Adjuster for P&C Insurance Co.; facts regarding the Settlement Agreement and the reasons why the law firm of Torkildson, Katz, Fonseca, Jaffe, Moore & Hetherington was not a signatory to the Settlement Agreement. He is expected to testify and produce an Attorney of Record letter evidencing that his firm was legally appointed by Kamehameha Schools, and Federal Insurance Co to represent them in Harmon’s RICO lawsuit and in the settlement negotiations; tax-related issues; relationships with Hamilton McCubbin, P&C Insurance Co., Marsh & McLennan, Aon Insurance.


In Steven Guttman’s Declaration in Support of Claimant’s Request for Fees and Costs in the referenced arbitration case, which was received by me on September 4, 2004, he included the following items:

 

11/15/03

                       SG      REVISE LTR TO AAA RE BNH CORRESP

REVIEW JOHN MULLEN FAX RE BNH CORRESP

 

11/19/03

                       WI       MEMO TO SG RE MULLEN REQUEST FOR BH TO STOP WRITING

 

11/20/03

                       WI       RVW/RESPOND TO SG MEMOS RE MULLEN & VARIOUS ISSUES

                       WI       CW LK & MEMO TO RK RE SCENARIO & MULLEN LTR

                       WI       DRAFT LTR TO MULLEN RE BH LETTERS

                       WI       CW RK RE MULLEN SITUATION

                       SG      REVIEW VARIOUS BNH LTRS

                       SG      REVIEW FAX FROM JOHN MULLEN & OUTLINE RESPONSE

 

12/05/03

                       SG      TCS FROM JS RE BNH 12/04/03 LTR & ARBITRATION

 

12/10/03

                       SG      REVISE LTR TO JWS @AAA RE BNH LTRS

 

12/11/03

                       SG      REVIEW BNH LTRS TO AAA

                       SG      REVIEW LTR TO JWS @AAA RE BNH LTRS

 

12/12/03

                       WI       RVW LTR RE ALLEGED WRONGDOING & MEMO TO SG

                       SG      REVIEW BNH LTR RE CLAIM NOTICE.

 

12/15/03

                       SG      REVIEW BNH 12 PAGE LTR; TC (L/M) AND LTR TO JWS RE BNH CORRESP

 

12/17/03

                       SG      REVIEW AAA FAX RE LTRS BEING SENT TO ARBITRATOR

                       SG      TC W/JWS @AAA RE BNH LTRS; REVIEW JWS LTRS RE BNH LTRS

                       SG      FURTHER REVISE/REVIEW LTR TO JWS RE BNH LTRS

 

12/18/03

                       SG      TC W/JWS RE EXHIBITS & BNH 12/11/03 LTR.

                       SG      REVIEW AAA LTR RE RESPONSE DDL BNH LTR 12/11/03

                       SG      REVIEW BNH LTR TO AAA

 

12/22/03

                       WI       RVS/FIN LTR TO AAA RE ATTY-CLIENT PRIVILEGE ISSUE

                       SG      REVIEW VARIOUS BNH LTRS; DRAFT LTR TO JWS RE ATTY-CLIENT PRIVILEGE NAMES

 

01/12/04

                       WI       RVW LTR FROM BH RE CONFLICT

                       SG      REVIEW BNH LTR RE PRUDENTIAL ARBITRATIONS

 

01/26/04

                       WI       RVW BH LTR TO AON INSURANCE

 

01/16/04

                       WI       CW SG RE TESTIMONY OF BH WITNESSES

 

01/17/04

                       WI       DRAFT LTRS TO BH WITNESSES

                       SG      OUTLINE LTR TO HARMON WITNESSES

 

01/19/04

                       SG      REVISE LTR TO HARMON WITNESSES

 

01/20/04

                       WI       MEMO TO JO RE WITNESS LETTERS

                       SG      FURTHER REVISE WITNESS LTR.

 

01/21/04

                       WI       RVW SG MEMO & REVISED WITNESS LTR

                       SG      E-MAIL TO ATTY MT RE WITNESSES.

 

01/22/04

                       WI       RVW LTR FROM BY TO AG’S OFFICE

                       WI       RVW MEMOS FROM SG & ATTY TSUKAZAKI RE WITNESSES

                       WI       MEMO TO ATTY TSUKAZAKI RE BH WITNESSES

                       SG      REVIEW E-MAIL FROM ATTY MT RE WITNESSES; REVIEW BNH LTR TO ATTY JONES RE TRUSTEES

                       SG      HARMON WITNESS LIST ANALYSIS.

 

01/26/04

                       WI       RVW BH LTR TO AON INSURANCE

                       SG      TC FROM BEN MATSUBARA RE WITNESS TESTIMONY

                       SG      REVIEW BNH LTRS TO AON

 

01/27/04

                       WI       RVW BH LTR TO AON

 

01/28/04

                       WI       RVW LTRS FROM BH TO AAA & P&C INSURANCE

 

01/30/04

                       WI       RVW BH LTR TO AAA RE INSURANCE ISSUES

                       WI       LTR TO ATTY TSUKAZAKI RE BH INS LTR

                       WI       TC FROM AAA & MEMO TO SG RE SAME

                       SG      REVIEW BNH LTR RE STAY ARBITRATION

                       SG      TC TO JS @AAA RE BNH LTR (L/DETAILED MESSAGE)

 

02/03/04

                       SG      TC W/DAVID LOO RE WITNESS LTR.

 

02/13/04

                       WI       RVW LTR FROM BH RE CLAIM NOTICE

                       WI       RVW AAA LTR & SG MEMO RE BH RESPONSE

                       SG      REVIEW BNH LTR TO JWS AT AAA; TC FROM JWS RE BNH LTR

 

02/19/04

                       WI       RVW LTR FROM BH TO P&C INSURANCE

                       WI       LTR TO ATTY TSUKAZAKI RE BH LTR TO P&C

                       SG      REVIEW AAA AND BNH CORRESP RE ARBITRATION; TC FROM ATTY MT RE ARBITRATION STATUS; DRAFT LTR TO TRUSTEE RE ARB FEES/STATUS

 

02/22/04

                       WI       RVW LTR FROM ATTY TSUKAZAKI TO BE RE P&C

 

02/26/04

                       WI       RVW LTRS FROM ATTYS TSUKAZAKI & LIBKUMAN

                       SG      TC FROM ATTY RINA STONE RE JOHN MULLEN

                       SG      REVIEW LIBKUMAN LTR; TC FROM ATTY MT RE ARBITRATION ISSUES

 

03/08/04

                       SG      REVIEW ATTY TSUKAZAKI’S LTR TO BNH RE ARB. FEES & COSTS

                       SG      REVIEW BNH LTR TO ATTY MAT RE McCUBBIN CLAIM NOTICE

 

04/09/04

                       WI       RES FILES RE BH REQUEST FOR INSURANCE COVERAGE

                       SG      REVIEW BNH LTR TO P&C INS. RE COVERAGE

                       SG      OUTLINE/REVISE LTR TO JWS @ AAA RE INS. COVERAGE, ETC.

 

04/10/04

                       SG      REVIEW E-MAIL FROM ATTY TSUKAZAKI; RESPONSE E-MAIL.

 

04/12/04

                       SG      FINAL REVIEW LTR TO JWS @ AAA RE BNH INS. COVERAGE, ETC

 

04/13/04

                       WI       RVW LTR FROM BH RE INS & DELAY CASE

                       SG      REVIEW BNH LTR RE INS. COVERAGE

 

04/14/04

                       SG      TC & E-MAIL W/ATTY MT RE WITNESSES

                       SG      REVISE/REVIEW MTN TO STRIKE WITNESSES

                       SG      REVIEW JWS @AAA LTR RE ARBITRATOR; TC FROM JWS RE ARBITRATOR CONF. CALL

 

04/19/04

                       WI       RVW LTR FROM BH RE PROTEST INSURANCE

                       WI       MEMO TO ATTY TSUKAZAKI RE INSURANCE PROTEST

                       WI       COMP RVW RE BH AMENDED WITNESS LIST

                       SG      REVIEW BNH LTRS RE ARBITRATOR/WITNESSES

 

04/22/04

                       WI       RVW LTR FROM BH TO P&C INSURANCE

                       WI       MEMO TO ATTY TSUKAZAKI RE BH LTR TO P&C

 

04/24/04

                       SG      REVISE MTN TO STRIKE WITNESSES

 

04/26/04

                       WI       RVW ATTY MT DRAFT RE MTN TO STRIKE & PROTECT ORDER

                       WI       RVW/ORG WITNESS RESPONSES RE ARB ISSUES; MEMO TO SG

                       WI       RVW/RES VARIOUS PLDGS & EXHIBITS; RVS/FIN/PROCESS MTN TO STRIKE WITNESS & MTN FOR PROTECTIVE ORDER

                       WI       LTR TO AAA RE MTN TO STRIKE

 

04/27/04

                       WI       RVW ATTY MT MEMO RE WITNESS COMMUNICATIONS

 

04/30/04

                       WI       RVW LTR FROM AAA RE REVISED WITNESS LIST & TELECON

                       WI       CW SG & RVW/ANALYZE REVISED WITNESS LIST

                       WI       COMPILE ENCLS & DRAFT LTR TO BRAD TAMM’S ATTORNEY

                       SG      TC TO ATTY MT RE DIRECT WRITTEN TESTIMONY (L/M)

                       SG      OUTLINE/REVIEW LTR TO ATTY OLSON RE TAMM TESTIMONY

                       SG      REVIEW/ANALYSIS RE REVISED WITNESS LIST

 

05/01/04

                       SG      LTR TO ARBITRATOR AND BNH RE ISSUE NO. 5; LTR TO ATTY MT RE CASE STATUS/WITNESSES

 

05/03/04

                       WI       RVS/FIN/PROCESS LTR TO ATTY TSUKAZAKI RE CASE STATUS

                       SG      REVIEW LTR TO ATTY OLSON RE TAMM TESTIMONY; OUTLINE MTN LIMNE; REVISE/REVIEW LTR TO ARBITRATOR AND BNH RE INS. COVERAGE LTRS; REVISE/REVIEW LTR TO TRUSTEE RE WITNESSES/TRIAL; REVISE/REVIEW LTR TO ATTY TSUKAZAKI RE WITNESSES.

                       SG      TC FROM RENE STONE AT ZURICH RE JOHN MULLEN

                       SG      TC W/ATTY MT RE WITNESSES.

 

05/05/04

                       WI       RVW LTR FROM AAA & ENCLOSURES

                       SG      E-MAILS W/ATTY MT RE WITNESSES

 

05/26/04

                       SG      REVIEW E-MAIL FROM ATTY MT RE WITNESS LIST

                       SG      REVISE/REVIEW MTN/MEMO/DECL RE PERSONAL APPEARANCE REQUIREMENT; REVIEW BNH LTR TO ATTY TSUKAZAKI RE P & C INS

06/10/04

                       SG      TESTIMONY DRAFTING; TC TO BRAD TAMM RE ARBITRATION; REVIEW HARMON’S RESPONSE TO MTN ALLOW ADD EXHIBITS; TC W/ATTY TIUS RE ARBITRATION ISSUES

                       SG      TC FROM ATTY OLSON RE TAMM TESTIMONY

 

06/11/04

                       SG      MTG W/TAMM RE SUBPOENED TESTIMONY; REVIEW ARBITRATOR LTR RE ACCESS TO ARBITRATION

 

06/19/04

                       WI       RVW ATTY MT MEMO & NO CONTACT LIST

                       WI       RVS & SUPPLEMENT LTR TO AAA RE NO CONTACT LIST

                       WI       MEMO TO ATTY MT RE PROTEST LTR TO AAA

                       SG      REVIEW/REVISE LTR TO AAA RE FUTURE COMMUNICATIONS, ETC.

                       SG      REVIEW MT E-MAIL RE BNH COMMUNICATIONS

 

06/21/04

                       WI       RVW BH LTR RE CLAIM NOTICE

                       WI       CW JH RE WEBSITE & BH 6/18 LTR

                       WI       MEMOS TO ATTY MT & TRUSTEE RE BH DISPUTE LETTER

                       SG      REVIEW ATTY MT E-MAIL RE BNH LTR

                       SG      REVIEW BNH LTR RE CLAIM NOTICE

                       SG      REVIEW BNH 13 PAGE LTR RE ARBITRATION ORDER

 

06/22/04

                       WI       RVW LTRS FROM AAA RE BH LTRS

                       WI       DRAFT LTR TO AAA RE BH RESPONSE LTRS

                       SG      TC & E-MAIL FROM ATTY MT RE CASE STATUS/BNH COMMUNICATIONS, ETC.

 

06/29/04

                       WI       MEMO TO ATTYS ST, MT & TRUSTEE RE 6/28 ORDER

 

                       SG      TC W/ATTY TIUS RE ARBITRATOR ORDERS

                       SG      E-MAIL TO ATTY MT RE ARBITRATOR ORDERS.

 

07/01/04

                       WI       MEMOS TO ATTY MT & TRUSTEE RE COMPLIANCE STATUS

                       WI       RVW/RESPOND TO MEMOS FROM ATTY MT; MEMO TO JH

 

07/08/04

                       SG      TC TO ATTY MT RE STATUS

 

07/12/04

                       SG      E-MAIL TO ATTY MT RE ARBITRATION DOCS.

 

07/13/04

                       WI       RVW SG & MT MEMOS RE ARB PLDGS

                       WI       COMPILE VARIOUS DOCS & MEMOS TO ATTY MT

                       SG      TC FROM ATTY MT RE FFICL

                       SG      TC FROM CLIENT RE STATUS; REVIEW PRICEWATERHOUSE LTR RE LEGAL COUNSEL


For further information, I refer you to the following two web pages where you will find more information regarding Zurich Financial Services’ financial relationships with Kamehameha Schools, and copies of previous claims letters to various related parties:


www.the-catbird-seat.net/Zurich.htm

 www.the-catbird-seat.net/Claims-By-Harmon.htm


I request that you promptly report this claim to your professional liability insurance carrier, and have their authorized Claims Adjuster contact me as soon as possible for further information.


Please feel free to contact me if you have any questions or comments.


Very truly yours,




Bobby N. Harmon

 

cc:       Mary Lou Woo, c/o Steven Guttman, Kessner Duca Umebayashi Bain & Matsunaga

(via fax @ 808-529-7177 and e-mail: sguttman@kdubm.com)

 

James B. Farris, Senior Case Manager, American Arbitration Association

(via fax @ 559-490-1919 and e-mail: Farrisj@adr.org)


           Dee Jay Mailer, CEO, Kamehameha Schools (via fax @ 808-523-6313)

 

P&C Insurance Co., Inc. (via fax @ 808-523-6313)

 

Mark Bennett, State of Hawaii Attorney General (via e-mail: hawaiiag@hawaii.gov)

 

Hugh Jones, Deputy Attorney General (via fax @ 808-586-1477)

 

J.P. Schmidt, Hawaii Insurance Commissioner (via fax @ 808-586-2806)

 

Janet Hughes, Internal Revenue Service (via fax @ 303-844-3596)

 

Billy Beaver, Pension & Welfare Benefit Admin. (via fax @ 626-229-1098)

 

Ralph F. Boyd, Jr., U.S. Dept. of Justice (via fax @ 202-514-1116)

 

Lyn Flanigan Anzai, Hawaii State Bar Association (via e-mail: lanzai@hsba.org)


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