Notice of Claim Against Edwina Clarke, P&C Insurance Company, et al

Bobby N. Harmon, CPCU, ARM

August 30, 2006

VIA e-mail: alison.quinlivan@marsh.com

Edwina Clarke, President

P&C Insurance Company, Inc.

c/o Alison Quinlivan, Marsh Management Services

Honolulu, HI 96813

RE: Notice of Bad Faith Claim Against P&C Insurance Company

Dear Ms. Clarke:

As P&C Insurance Company, Inc. has failed to respond to my prior reports of claims, I am hereby sending you, in your capacity as its president, this Notice of Claim for bad faith due to the failure to respond to my prior claims notices. Since the complete list of these prior claims is quite long, I will refer to only one specific Notice of Claim here - my letter addressed to you dated June 28, 2005. You can find a copy of this letter at:

www.the-catbird-seat.net/CV05-00030-PC-Tender-6-28-5.htm.

For these acts of bad faith in failing to respond to legitimate Notices of Claims, I am asking for the sum of Five Hundred Thousand Dollars ($500,000.00) from you, as an Officer of the company; plus the sum of Five Hundred Thousand Dollars ($500,000.00) from Louanne Kam, as an officer of the company; plus the sum of One Hundred Thousand Dollars ($100,000.00) for each individual person who has served as an officer or director from January 1, 1997 to the present.

I ask that you immediately acknowledge receipt of this Notice of Claim. When I am contacted by your authorized Claims Adjuster, I will provide him/her with further information, including a password in order that he or she can access additional claims information which is located at:

www.the-catbird-seat.net/x/Claims-Branch-P-C-x.htm

Any failure to respond to this Notice of Claim, will be considered another act of bad faith and will result in further claims.

Very truly yours,

[Name Withheld], CPCU, ARM

cc:: Mark Recktenwald, Director, DCCA (Mark.E.Recktenwald@dcca.hawaii.gov)

J.P. Schmidt, Hawaii Insurance Commissioner (via fax: 808-586-2806)

Marsh & McLennan Companies, Inc., Marsh USA, Inc.

c/o Duane R. Miyashiro, Esq., Carlsmith Ball LLP (drm-1@carlsmith.com)

Karen J. Mathis, President, American Bar Association (www.abanet.org/contact/)

Wayne Parsons, President, Hawaii State Bar Association

Law Offices of Wayne Parsons (via fax: 808-843-0100 and wparsons@hsba.org)

Jeffrey S. Portnoy, Vice-President/President-Elect, Hawaii State Bar Association

Cades Schutte LLP (via fax: 808-540-5040 and jportnoy@hsba.org)

Carol K. Muranaka, Treasurer, Hawaii State Bar Association

Office of Chief Counsel, Internal Revenue Service

(via fax: 808-539-2883 and cmuranaka@hsba.org)

Lyn Flanigan, Executive Director, Hawaii State Bar Association

(via fax: 808-521-7936 and jflanigan@hsba.org)

Nathan T.K. Aipa, Director, Hawaii State Bar Association

Pitluck Kido Stone & Aipa, LLP (via fax: 808-545-4015 and naipa@hsba.org)

Hugh R. Jones, Director, Hawaii State Bar Association

Dept. of the Attorney General (via fax: 808-586-1477 and hjones@hsba.org)

Corianne W. Lau, Director, Hawaii State Bar Association

Alston Hunt Floyd & Ing (via fax: 808-524-4591 and clau@hsba.org)

Howard K.K. Luke, Director, Hawaii State Bar Association

Law Offices of Howard K.K. Luke (via fax: 808-523-9137 and hluke@hsba.org)

Lynn T.T. Toyofuku, Director, Hawaii State Bar Association

Marr Hipp Jones & Wang, LLP (via fax: 808-536-6700 and ltoyofuku@hsba.org)

Blossom Tong, Marsh Affinity Services

(via fax: 808-585-3510 and blossom.d.tong@marsh.com)

Others...

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