THE MARSH BIRDS
Sightings from The Catbird Seat
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Originally posted April 7, 2001, in The Catbird Seat.
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December 21, 2007
Marsh & McLennan's
CEO Shake Up
Ruthie Ackerman, Forbes
Ailing insurance broker Marsh & McLennan announced on Friday it was hoping to boost shareholder value by replacing its embattled Chief Executive Michael Cherkasky and evaluating its other businesses, making it sound like it may be putting all, or at least some, of its businesses up for sale.
Cherkasky has held the position since October 2004.
The New York-based Marsh & McLennan said it's begun its search for Cherkasky’s replacement and that a change in leadership will help the company move forward. Cherkasky will continue to serve as the CEO while the search is conducted.
Citigroup analyst Keith F. Walsh said that during Cherkasky's three-year tenure its Marsh brokerage unit, its core business, underperformed on sales, margins, and share price, allowing its competitor Aon to usurp its position as the world's largest insurance broker.
Walsh estimates that Cherkasky will receive a severance package of up to $27 million, or 3 cents per share after taxes, based on the company's 2007 proxy statement.
Rob Haines, an analyst at CreditSights, said the company has experienced a lot of negative morale over the last several years as the stock dropped significantly and many employees defected to insurance startups like Integra, or other larger firms. “Cherkasky was really not viewed by the market as an insurance guy,” Haines said. “He wasn’t liked by investors, and not internally, either. But he was a good caretaker.”
Cherkasky’s caretaker role stemmed from his help pulling the company out of a scandal with then-New York Attorney General Eliot Spitzer. Spitzer pounded the company for accepting payments to steer clients from insurers. Spitzer called the payments kickbacks and charges ensued. Cherkasky, a friend of Spitzer’s, was able to negotiate an $800 million settlement. But the deal hurt the company because it was forced to lose a substantial amount of its revenue from insurers.
But Cherkasky was never an insurance guy. He was from a regulatory background, Haines said. And he just wasn’t able to get the company over its hump. “It was one disappointment after another. He had his shot and he didn’t get it done,” Haines said....
Stephen R. Hardis, the non-executive chairman of the board, pointed to the company’s worse-than-expected financial performance and concerns raised by the company’s largest shareholders as the reason for the ouster.
Hardis said the board will evaluate all of its options for enhancing shareholder value, which includes maximizing capital structure, reviewing its mix of businesses, and improving operating performance, especially at its core business, Marsh.
“To that end, we hired Dan Glaser as Chairman and Chief Executive Officer of Marsh to significantly improve Marsh’s profitability,” Hardis said. “The Board believes that the full recovery of Marsh is essential to maximizing shareholder value in the most prudent and sustainable manner.”
Walsh said he thinks it will take time for Marsh to turn itself around. "While it appears new brokerage head Daniel Glaser has an extensive insurance background, we believe the problems at Marsh will take a long time to resolve," he said. Walsh pointed out that it took Aon two years to turn itself around after it hired Greg Case in April 2005, but now Walsh would much rather invest in Aon or even Willis Group Holdings than Marsh because their management teams have proven they can grow sales, margins and earnings per share despite soft pricing.
Haines thinks Marsh & McLennan will split the company in three and sell off Mercer, its consulting, outsourcing and investment services business and Kroll its security consulting business, to focus on Marsh.
“There are really no synergies between these companies and actually because of the regulatory environment there are now probably negative synergies between the companies,” Haines said.
Marsh & McLennan will most likely look for a replacement for Cherkasky that is willing to split up the company. Word on the Street is that Glaser, a former executive at American International Group hired as the head of the Marsh unit in November, is an obvious choice.
Five years ago Marsh was considered the gold standard in insurance brokerage. But over the last several years it has been crushed. In August the company sold its Putnam asset management unit to Canada’s Great-West Lifeco for $3.9 billion.
If the company is to prosper again, Haines thinks it will need to focus on its brokers and broker relationships.
Haines thinks the move to replace Cherkasky is a good one. Investors seem to agree. The company’s shares jumped 5.3%, or $1.32, to $26.21 at the close. Aon’s shares rose shot up 1.9%, or 91 cents, to $49.11 on Friday. Willis Group Holdings shares soared 3.7%, or $1.36, to $38.48.
October 1, 2007
Breakup talk rattles Marsh
Stock stuck near Spitzer-era low. All analysts on hold (or worse).
Top Mercer consultants vulnerable to raids.
By Matthew Quinn , Susan Kelly, Financial Week
Last week, Marsh & McLennan lost its last “buy” rating among the 15 analysts tracking the stock after ousting the head of its insurance brokerage business the week before. The company, still reeling from a bid-rigging investigation led by former New York State attorney general Eliot Spitzer, is once again faced with the question: Is it time to break up, or even sell altogether?
Analysts said Marsh & McLennan’s components are likely worth more than the value that the stock market assigns to the company as a whole. The company’s stock hit $24.02 last month in the wake of the departure of Marsh Inc. chief executive Brian Storms, its lowest level since 2004, when Mr. Spitzer launched his investigation.
Last Friday afternoon, its shares closed at $25.50....
MMC’s weak share price makes the company susceptible to employee poaching, as equity awards are a significant part of overall compensation. That’s a particularly scary proposition considering the company’s product is basically the intellectual abilities of its employees.
“As long as the company remains in disarray, you’re going to have people looking for alternative places to work—and no shortage of companies looking to hire them,” Mr. Shields said.
Mr. Shields suggested that there would be “significant value to be unlocked” at Marsh’s consulting businesses, which include Mercer, Kroll and Oliver Wyman Group. He noted, though, that he assumed “a very static valuation for the insurance brokerage.”...
MMC’s president and CEO, Michael Cherkasky, has maintained that the company works well as a whole. “He believes the strategy of keeping these particular companies under one umbrella is the right one,” said Christine Walton, a company spokeswoman.
Of the three big insurance brokerages, Marsh was hit the hardest by the end of contingent commissions and the bid-rigging scandal. Marsh & McLennan paid $850 million to settle charges, while rivals Aon and Willis Group paid a combined $240 million. Aside from the obvious financial impact of the settlement, the investigation was devastating to Marsh & McLennan’s reputation.
MMC has made efforts to improve its share price, including the sale of Putnam Investments earlier this year to Power Financial for $3.9 billion, the proceeds of which are being used to buy back $800 million in shares. Regardless, its share price leaves it vulnerable to overtures from potential buyers.
Last year, reports surfaced that Willis had offered to buy Marsh & McLennan, with the support of Kohlberg Kravis Roberts, which used to own Willis before the broker went public in 2001....
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September 29, 2006
9/11 and the Greenberg Familia
By Jerry Mazza, Online Journal
Democratic Underground Demopedia reports in Who Killed John O’Neill that at the time of 9/11, AIG, the world’s largest insurance company, and subsidiaries Marsh McLennan, ACE and Kroll, were run by the Greenberg family. With Council on Foreign Relations (CFR) member Maurice “Hank” Greenberg as the AIG godfather, the Familia’s tentacles curled around the heart of the tragedy.
Hank’s son Jeffrey, a CFR member as well, was chairman of Marsh & McLennan, situated on floors throughout the North Tower of the World Trade Center as well as the top floors of the South Tower. Marsh also had ties to the CIA. Son Evan Greenberg, a CFR member, was CEO of ACE Limited, situated in Tower 7, which also contained AIG subsidiary Kroll, closely related to the CIA, also with an office in Tower 7.
Tower 7 also contained offices of the FBI, Department of Defense, IRS (which contained prodigious amounts of corporate tax fraud, including Enron’s), US Secret Service, Securities & Exchange Commission (with more stock fraud records), and Citibank’s Salomon Smith Barney, the Mayor’s Office of Emergency Management and many other financial institutions.
Greenberg’s cousin, Alan “Ace” Greenberg, was former CEO of Bear Sterns, where the Bush family, Cheney family George Schultz, James Baker, et al, did business. It is the leading brokerage firm of the great and all-powerful Bush Familia.
Also reported by Democratic Underground, AIG’s Kroll “provided protection services,” among other things, to high level Americans at home and abroad. Kroll had military teams in their company and merged with Armor Holdings on August 23, 2001, adding Defence Systems Limited, another private military corporation, to their operation, and an ex-KGB team called Alpha Firm earlier acquired by Defense Systems Limited. These four teams could have been used on 9/11, part of a “corporatizing” of black ops in tandem with military teams.
According to whistleblower Richard Grove, who worked as a senior manager for SilverStream Software on Marsh and AIG accounts, Kroll also managed the Enron fraud once Kenneth Lay stepped down.
Marsh, immediately after 9/11, established a specialized terrorism team called Marsh Crisis Consultancy (led by L. Paul Bremer III), adding the teams Control Risks Group, a British ex-SAS team and Versar, bio-terrorism and homeland defense team. These players could have known each other from 9/11, bringing in new assignments and profits.
Democratic Underground also reports, AIG allegedly was laundering drug money, and was involved in the Afghanistan oil and gas pipelines. Greenberg and the Adnan Khasshogi family allegedly benefited from the Afghanistan narcotics trade and interests in the oil and gas pipelines, as well.
Greenberg’s Law Firm Connections to Bush
According to www.sourcewatch.org, the Greenbergs were and are connected to the Bush Familia via their Miami-based law firm Greenberg Traurig, LLP, a 1,350-lawyer, full-service international firm. Here are a few connects . . .
1) G-T represented George W. Bush in the Bush-Gore 2000 Florida election vote recount.
2) They personally represent Florida Governor Jeb Bush.
3) They hired son of Supreme Court Justice Antonin Scalia on Election Day 2000 -- after which Justice Scalia cast one of the 5 to 4 deciding votes that placed Bush in the White House.
4) They partially funded/sponsored a delegation to Israel by House-Senate Armed Services Committee members and government contractors to witness and be briefed on interrogations resistance procedures and torture techniques.
5) The firm has prominent administrative positions in Massachusetts 9/11 Fund, which also involves Bush family banking house Brown Brothers Harriman (the same BBH involved with Prescott Bush’s bankrolling the Nazis in World War II).
6) Traurig Greenberg works with 9-11 victims on planning their US government “hushmail/bribery estates.” That is, to receive the money, the victim’s family must sign an agreement never to sue the government for any reason. Victim-wife Ellen Mariani is currently being legally harassed for not signing and for holding the Bush government’s feet to the fire.
7) Bush still owes the Greenberg Traurig firm nearly $1 million for work done by dozens of lawyers and paralegals, leaving questions why a Republican candidate would hire a Democratic lawyer from a Democratic firm. See Greenberg Traurig link above for more scandals.
Greenberg’s Relationship to Larry Silverstein
On July 24, 2001, six weeks before 9/11, Larry Silverstein took control of the lease of all the WTC buildings. This followed the Port Authority decision on April 26.
According to democraticunderground.com, the three companies who originally insured the WTC were AIG, Marsh and ACE, all run as mentioned by the Greenbergs at the time. They then sold stakes of the original contract to their competition, a technique called reinsuring.
Once the Towers came down, the reinsurers got caught holding the bag. This would inextricably tie the Greenbergs to Silverstein and the larger conspiracy of 9/11. If they had no foreknowledge of events to occur, why would the Greenbergs have unloaded so many stakes in their contract?
According to Michel Chossudovsky in Financial Bonanza behind the 9/11 Tragedy, “On October 17, 2000, eleven months before 9/11, Blackstone Real Estate Advisors, of The Blackstone Group, L.P, purchased, from Teachers Insurance and Annuity Association, the participating mortgage secured by World Trade Center, Building 7.1.” [Blackstone in 2000 also purchased a 50 percent stake in Universal Studios, producers of the myth-perpetuating Flight 93.]
“April 26, 2001 the Port Authority leased the WTC for 99 years to Silverstein Properties and Westfield America Inc.
“The transaction was authorised by Port Authority Chairman Lewis M. Eisenberg. This transfer from the New York and New Jersey Port Authority was tantamount to the privatisation of the WTC Complex. The official press release described it as ‘the richest real estate prize in New York City history.’ The retail space underneath the complex was leased to Westfield America Inc.
“On 24 July 2001, 6 weeks prior to 9/11 Silverstein took control of the lease of the WTC following the Port Authority decision on April 26.
“Silverstein and Frank Lowy, CEO of Westefield Inc. took control of the 10.6 million-square-foot WTC complex.
"Lowy leased the shopping concourse called the Mall at the WTC, which comprised about 427,000 square feet of retail space.”
“Explicitly included in the agreement was that Silverstein and Westfield ‘were given the right to rebuild the structures if they were destroyed.'’
“In this transaction, Silverstein signed a rental contract for the WTC over 99 years amounting to 3.2 billion dollars in installments to be made to the Port Authority: 800 million covered fees including a down payment of the order of 100 million dollars. Of this amount, Silverstein put in 14 million dollars of his own money. The annual payment on the lease was of the order of 115 million dollars.
“In the wake of the WTC attacks, Silverstein is suing for some $7.1 billion in insurance money, double the amount of the value of the 99 year lease.” In fact, some $5 billion was actually returned, given the multiple court-case protests of the insurers.
“The mortgaging of the WTC was handled by The Blackstone Group, headed by Peter J. Peterson, current head of the Council on Foreign Relations (CFR). The Blackstone Group also bought a piece of Kroll in 1993 at the very same time AIG took over majority control. Henry Kissinger sits on the board of the Blackstone Group.”
By his own admission Silverstein had Tower 7 pulled by controlled internal demolition eight hours after the first two hits. No plane hit Tower 7. There were two small fires in it that were under control. In fact, it takes weeks, months to set up a building to be pulled. So his order to “pull it” catches him in a huge lie.
Tower 7 may have been the nexus of the operations. That may have been the real reason to pull it. In fact, it may have been set up weeks in advance with Towers 1 and 2 for demolition. Ironically, Tower 7 is the only tower that has been rebuilt, and more opulently than its predecessor, although tenancy is about 18 percent.
Towers Taken Down for Profit and to Blame Muslims
Given the involvement of the Greenbergs and Silverstein, and other commercial entities that stood to profit hugely, it is difficult to believe 9/11 occurred at the hands of 19 rag-tag Muslims with box-cutters and the help of their leader, Osama bin Laden, sitting in a cave somewhere in Afghanistan with his laptop and dialysis equipment.
The real reasons behind 9/11 were financial greed and the willingness to demonize Muslims for the “Pearl Harbor-type” act that would instigate America to wage a war on terror, pursuing PNAC’s (Project for a New American Century) goal of World Hegemony.
The latest documentary on the WTC, The 911 Mysteries from 911WeKnow.com, provides highly convincing proof that the buildings were taken down in six fatal steps. They involved the use of high-powered explosives, including thermite and/or thermate, with techniques more advanced than those of traditional controlled-demolition companies, most likely the military’s, given their bunker buster technology. The six steps are . . .
1. Pre-collapse sub-basement explosions
2. Pre-collapse interior blasts
3. Pre-collapse ground level explosions
4. Top level collapse initiation
5. Mid Collapse Squibs (explosions)
6. Final time-delayed rolls (explosions)
Without all these steps, the Towers could never have free-fallen in 10 seconds, the speed of gravity. Any obstacles or pancaking had to be eliminated otherwise the number of seconds of fall would increase dramatically. The documentary also reminds us that on February 13, 1975 there was a major fire on the 11th floor of the North Tower that did not topple it, though the loss was estimated at over $2 million, no mean event. Check it out.
It is possible that in 1996, when Securacom took over WTC security and installed a new $8.3 million security system, that the explosives and charges were also put in place. Sitting on the board of Securacom was the director Marvin Bush, George Bush’s younger brother.
In any case, this is patently the confluence of the military/industrial complex with a healthy dose of Wall Street, earning millions if not billions in put and call options on companies involved with the catastrophe, including airlines on the down (put) side and military suppliers on the up (call) side. In addition, there is the missing gold from the basement of Tower 4, $200 million of which was retrieved, and an untold amount stolen.
The real bottom line was that the Towers were two financial white elephants. And both Silverstein and Greenberg had to know that. The tenancy was dropping. They were out of date. And most dangerously, they were asbestos bombs, loaded with the dangerous building material when they were completed in 1972-73.
By law the buildings could not be taken down by internal demolition. And since it would cost a billion dollars or more to take the towers down beam by beam, it would be at great loss to the Port of Authority or its leaseholder. Thus the reasons are obvious to take WTC down in act of terror also a false-flag operation.
Remember, the concept for the WTC Towers originated with the Nelson and David Rockefeller, members of the Council on Foreign Relations and among the world’s elites. A “New Pearl Harbor” would serve those interests well.
Additional Connections to Greenberg
John O’Neill, mentioned in the first paragraph, was the FBI anti-terror chief who spent years trying to track down bin Laden and “al Qaeda” members. At every point, he was stopped or frustrated by his superiors. Finally, O’Neill parted company with the FBI. Jerome Hauer, who formerly worked for Kroll, got him the job as chief of security at the WTC. On 9/11, O’Neill lost his life in the North Tower.
Mr. Hauer’s job as Kroll chief was also held by Michael Cherkasky, who came out of the New York County District Attorney’s Office, which also brought us Rudy Giuliani, Elliot Spitzer and Patrick Fitzgerald. Mr. Cherkasky also brought Mr. Spitzer into the NYC County DA’s office. Today Cherkasky is a substantial contributor to Spitzer’s campaign for New York State Governor. Cherkasky was bumped up to head Marsh McLennan in 2004.
As an aside, there were about 200 electrical engineers working in the World Trade Center around the time. Additionally, AMEC and Tully Construction played a major role in the clean up of Ground Zero and both have specialized controlled demolition companies.
Lastly, can you believe that one of the Council on Foreign Relations members who engaged President Mahmoud Ahmadinejad of Iran in a debate about the holocaust at CFR’s reception last week was none other than Hank Greenberg, who said he witnessed the Dachau camp as Germany fell? Could it all possibly be payback and then some?
http://onlinejournal.com/artman/publish/printer_1261.shtml
For more, GO TO > > > Axis of Evil
June 23, 2006
Message from a 9-11 Whistle-blower
From 8th Estate Public Media & Research:
My name is Richard Grove ...
In the summer of 2001, I was terminated from my job for raising questions about “anomalous” fiscal transactions.
On August 21st, 2001, I was bribed by my ex-employer to “keep quiet”.
On September 7th, 2001, I contacted ex-coworkers and was urged to present my evidence in a staff meeting the following Tuesday morning.
The staff meeting, which I was to join during a break, was interrupted; and I never made it there. I was in traffic in Lower Manhattan on the morning of September 11th, 2001; and the meeting I was to attend was on the 96th floor of WTC 1 (the North Tower) at Marsh & McLennan, the company for whom my ex-employer had been staffing a software project.
There I sat in traffic, watching black smoke pour out of the hole in the side of the building- directly where my ex-coworkers and I were to confront a certain Marsh Executive involved with the anomalous financial activity that triggered my untimely termination.
As I’ve learned more, and more about what happened that day, I’ve focused less on the controversial “How” (i.e. HOW the real terrorists perpetrated a multi-dimensional plan through which they would simultaneously undermine the Constitution, steal hundreds of billions of dollars, profitably solve an “unsolvable” real-estate crises, and launch a never-ending crusade throughout the globe in the name of the terrorist attacks that they themselves created).
Instead I’ve focused on the “Who” and “Why”, as the financial records left in the wake of their exodus following their crimes is much easier to prove in Court- specifically Marsh’s involvement in betting against American Airlines pre-9-11… a clear indicator of foreknowledge, as the insider trading of the airline stocks was clearly a pre-meditative strategy, determined to profit from the mass murder...
To summarize, what I’ve discovered ... based on my own personal experiences and research, not based on what the mass media and traditional newspapers have programmed me to repeat:
1. The events of September 11th, 2001(as extensive research and factual documentation depict) do not resemble in any way, shape, or form, what has been faithfully recited ad nauseam by the mainstream media and press within the United States.
2. The aforementioned mainstream media and press are very much aware at the helms of all organizations, and are provably complicit to the state sponsored terrorism that affects each and every one of us...
3. The evidence reflects that people who we trust and revere as “leaders”, specifically: Rudolph Guiliani (ex-New York Mayor, 2008 Presidential hopeful), George Pataki (current Governor of New York), Eliot Spitzer (New York State Attorney General, running for New York State Governor), and of course, the 1970’s White House “Team B” (now known as neo-cons – or “new-cons”, Cheney, Rumsfeld, and Wolfowitz) right up through George H.W. Bush, and the current President George W. Bush… are in fact working on the Terrorists behalf, if they are not the Terrorists themselves (and at the very least, are all professional gangsters).
4. In order for 9-11 to be perpetrated, the Terrorists needed control of elements of the highest echelons of the Intelligence Community and the Defense Department...
5. In order for 9-11 to be “successful” in the eyes of the Terrorists, total control of the U.S. Media Markets was necessary....
6. Critical Elements of the Intelligence Community of the United States, as well as the U.S. Military, in association with NATO, have been strictly controlling and manipulating Black Markets, Arms Markets, and, specifically in reference to 9-11, Global Illicit Drug Market.
7. American International Group, a.k.a. AIG (is the world’s largest insurance company). Until recently AIG’s CEO (as you will soon learn elsewhere throughout 8thestate.com) was Maurice “Hammerin’ Hank” Greenberg; ex-Chairman of the Federal Reserve Bank of New York, and ex-Chairman of the Council on Foreign Relations (CFR). AIG’s foundation grew out of Cornelius V. Starr’s “insurance work” between China and the U.S. in 1919. AIG since the 1950’s has been a front created by U.S. Intelligence interests for the purpose of laundering drug money, under the ruse of Insurance, and noting that C.V. Starr’s career in Intelligence and AIG’s ties to the “Air America” Military Drug Caravan were not coincidental.
8. The “Terrorists” are those who participate in and profit from the Global Illegal Drug Market, and the people who are in the front lines of controlling this market are Politicians, Media Moguls, Military Officers, Intelligence Directors, Insurance Companies, and the Counter Terrorist “Experts” themselves....
The hundreds of billions of dollars in illegal drug money that is annually laundered via this scheme is then “processed” through the U.S. Stock Market, and aggregated by companies like AIG and Marsh & McLennan (the world’s largest Insurance Broker, which until Eliot Spitzer’s pseudo-investigation had Jeff Greenberg, Hank’s son, as it’s CEO) with the help of companies like Kroll Associates (Private Intelligence Firm responsible for World Trade Center Security from 1993 to 2001, coincidentally owned by AIG and sold to Marsh in 2004… Kroll CEO Michael Cherkasky became Marsh CEO in response to Spitzer’s “investigation” into AIG and Marsh).
Who is Michael Cherkasky? Great question. He brought Eliot Spitzer into the NY City District Attorney’s Office way back when, and is a contributor to Spitzer’s campaign to become New York Governor....
We’re ALL affected by 9-11 in ways that most people never take time to fathom… but there are SOLUTIONS, and yes, even a panacea.
It’s called Communication...
The 8th Estate is the state of being where one thinks for themselves, and enjoys the state of infinite possibility and hope…
Looking forward,
Richard Andrew Grove
For more, GO TO > > > Axis of Evil
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Richard Andrew Grove has extensively documented massive fraud and conspiracy which compromises the very foundation of American's financial institutions. He names names and spotlights 2.3 trillion of taxpayers money, a trillion in gold bullion and hundreds of billions in pre-911 stock market trades which records were conveniently covered-up in the collapse of the WTC. This is the whistleblower that will collapse the 911 fraud! - and the largest single theft and continuous theft in known history. FOLLOW THE MONEY!
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Get your FREE DOWNLOAD of his book
911 Insider
at
March 30, 2006
Marsh Boosts CEO Pay to $10.7M in 2005
Forbes, Associated Press
Marsh & McLennan Cos. Inc. disclosed Thursday that it had more than doubled the salary of its chief executive, Michael G. Cherkasky, who took over amid a scandal in 2004.
In a filing with the Securities and Exchange Commission, Marsh & McLennan said that Cherkasky received $10.7 million in total pay in 2005, up from about $4 million in 2004. The package included a $1 million salary, a $2.5 million bonus and some $7 million in restricted stock awards and stock options.
Cherkasky became CEO in October 2004 after the company ousted Jeffrey W. Greenberg from the posts of chairman and chief executive amid a government probe into bid rigging and price fixing. The investigation has since been settled.
Before becoming CEO, Cherkasky had been the head of Marsh Inc., the company's risk and insurance services unit.
The report to the SEC said Charles E. Haldeman, chief executive of Marsh's Putnam Investments unit, received $14.5 million in total pay last year. His salary was $900,000, and his bonus was $12.6 million, the report showed.
Brian Storms, chairman and chief executive of Marsh Inc., received $7.1 million in compensation in 2005, including a $1 million salary and $3 million bonus, the report to the SEC said....
03/14/2006
GALLAGHER TAKES ACTION AGAINST NATION’S LARGEST BROKER FOR BID RIGGING AND PAY-TO-PLAY SCHEMES
Press Release
CONTACT: Tami Torres or Bob Lotane
(850) 413-2842
TAL